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Health Savings Accounts
Health Savings Accounts

Is a Health Savings Account right for you?

You may want to consider an HSA if:

  • You’re self-insured or self-employed and want a cost-
    effective health insurance solution that also helps you build financial security
  • You’re a business owner and want to offer this alternative to your employees while lowering your overall health insurance costs.
  • You currently participate in, or are thinking of
    participating in, a high deductible health plan (HDHP).
  • You want to save additional tax-free money for retirement.
  • You could benefit from tax-deductible contributions.

Which Health Savings Account is right for you?

Mutual Fund HSA   Deposit HSA
  • Mutual Fund Investment Options
  • Growth-oriented balance with low level of activity
  • Higher balances
  • Online account management
  
  • Variable balance with high activity
  • Direct electronic deposit to an FDIC insured account
  • Accessibility: checks, debit card, ATM
  • E-Statements available
  • Efficient account management with free Online BillPay
     
Description
The Union Bank Mutual Fund Health Savings Account is designed to help the consumer take control of current and future health care costs. When you use the Mutual Fund HSA in conjunction with a HDHP, you can invest your account balance in a variety of mutual funds offered specifically to meet your investment objectives.

Account Details

  • Minimum Deposit $50.00
  • Quarterly Fee $ 5.00
  • Closing Fee (if closed in the first year) $20.00
  • Web access 24 hours a day
  • Free monthly statements

Investments
Balances up to $2,000.00 will be invested in a money market. Balances above $2,000.00 can be invested in the following mutual fund families:
JP Morgan, Goldman Sachs, Pimco, Fidelity, Wilshire,
American Century, Columbia, Oppenheimer, T. Rowe Price

   Description
The Union Bank Deposit Health Savings Account is designed for the consumer who plans to utilize the funds in the account frequently.

Account Details

  • Minimum Deposit $50.00
  • Quarterly Fee $5.00 (waived for first 90 days)
  • Closing Fee (if closed in the first year) $20.00>
  • Free Health Savings Check Card with no
    activity fee for transactions using the card
  • Free personal Online Banking
  • Free Online BillPay
  • Free monthly statements
  • FDIC Insured

Investments
Tiered interest rates based on balance.

To learn more about Health Savings Accounts:

Call
Lincoln—(402) 323-1777
Omaha—(402) 827-1999 or (800) 297-2837
Greater Nebraska—(800) 297-2837
Kansas — (913) 667-8600 or (800) 297-2837

E-Mail
E-mail us at hsa@ubt.com with your question, information request or to let us know your are interested in opening an account.